New: RenoTrace, financial crime intelligence for banks & mobile money

AI products that do real work.

Renobytes designs and ships production AI for banks, mobile money operators, and modern teams. From meeting intelligence to financial crime investigation, our products are built to be trusted, audited, and used every day.

Explore our products Talk to our team

Human-in-the-loop by design Audit trails on every action Built for regulated industries

SSemaBoard meeting · minutes

Live

Decisions

D-14 Approve Q4 credit risk appetite at 3.2%
D-15 Move vendor review to monthly cadence

Action items

Draft revised policy AK Fri
Circulate audit findingsJM Done

Accountability

92%

actions closed on time

RRenoTraceCase #4821

awaiting approval

Explanation

7 wallets funded by one agent within 40 min, then cashed out via 3 SIMs on a shared handset.

Evidence: 12 txns · 3 sources

ApproveEscalate

Flow2Bot

USSD · WhatsApp · Telegram

Built for organisations where accountability matters

Banks
Mobile money operators
Payment providers
Hospitals
Law firms
Government
NGOs

Products

A portfolio of AI products, each solving one problem properly.

We don't build demos. Every Renobytes product runs in production, serves real customers, and is designed to earn the trust of the people who depend on it.

Sema

Your AI company secretary

Live

Meetings that actually get done. Sema joins your Zoom, Meet, and Teams calls, or sits in the room, and turns conversation into board-ready minutes, numbered decisions, owned action items, and reminders that follow up so you don't have to.

Structured minutes with decision register
Accountability scorecards & reminders
Searchable institutional memory with citations
Live voice agent, multi-language, Slack & Jira

Start free with Sema 10 meeting hours free · no credit card

Weekly leadership sync · 42 min

Decision D-22

Adopt Sema as system of record for board minutes. Approved 6–0.

Source: 00:31:12 · Speaker: Chair

Actions

Owners

Due this wk

investigation · MM-2291shadow mode: on

Linked wallets

Shared devices

Reviewer

Required

RenoTrace

Financial crime intelligence

Enterprise

An alert tells you where to look. RenoTrace tells you what happened. It connects wallets, agents, handsets, and SIMs behind flagged activity, explains the pattern in plain language grounded in evidence, and records every decision for the regulator.

Relationship mapping across money flows
Evidence-grounded AI explanations
No freeze or filing without human approval
Shadow mode, audit logs, outcome learning

Request a secure demo For banks, MMOs & PSPs

Flow2Bot

Conversational flows, any channel

Design interactive flows once with a visual editor or AI assistance, then deploy them to USSD, WhatsApp, Telegram, Messenger, or your website widget. No code required.

No-code builderUSSDWhatsAppTelegramWeb widgetAI-assisted

FlexyGift

Gifting for Ghana, paid with mobile money

The easiest way to send thoughtful gifts with a personal message to loved ones in Ghana. Wide selection, instant delivery of digital gifts, and native mobile money checkout.

ConsumerMobile moneyPersonalised messagesInstant send

Also in the lab: Learn For Me AI, document-grounded assistants for teams. Ask for early access.

How we build

Boring reliability, applied to hard problems.

AI is only useful when people can trust the output. So we design for the auditor, the compliance officer, and the person who has to sign off, not just the demo.

Humans stay in the loop

The model proposes, a person decides. Nothing consequential happens without explicit approval and a name attached.

Evidence over hype

Every AI summary cites its sources. If a claim can't be traced back to data, it doesn't make it into the output.

Learn from outcomes

Models improve from confirmed results: closed cases, completed actions, verified decisions. Not from guesses.

Ship fast, run it ourselves

We operate what we build. That keeps us honest about reliability, latency, and the cost of being wrong.

Trust & governance

Built for regulated environments from day one.

Our products run inside banks, hospitals, and public institutions. That shapes every default we ship.

01 / approvals

Approval workflows

Freezes, filings, and formal minutes require sign-off from an authorised reviewer.

02 / audit

Audit logging by default

Administrative and investigative actions are recorded with who, what, and why.

03 / testing

Shadow mode

New models score live traffic silently before they are allowed to influence a decision.

04 / data

Retention controls

Configurable retention and access policies so data lives exactly as long as it should.

About Renobytes

Innovate. Simplify. Solve.

Renobytes is a product studio. We find work that is slow, manual, or opaque, and we build software that makes it fast, clear, and accountable. Sometimes that's a company secretary that never forgets an action item. Sometimes it's an investigator that can read a million transactions.

We ship in weeks, run what we build, and stay close to the people who use it.

products in production

sectors served

channels supported

Meeting intelligence

Sema

Minutes, decisions, follow-through.

Financial crime

RenoTrace

From alert to defensible case.

Conversational

Flow2Bot

One flow, every channel.

Consumer

FlexyGift

Gifting, paid with mobile money.

Contact

Let's talk about what you're trying to fix.

Whether you want a demo of Sema or RenoTrace, need a conversational flow on USSD, or have a problem that doesn't fit any box yet, we'd like to hear it.

Email: info@renobytes.com
Response time: Usually within one business day